Does car insurance cover dents? This seemingly simple question opens a can of worms, revealing a fascinating (and sometimes frustrating) world of policy specifics, exclusions, and repair scenarios. From the subtle ding to the dramatic bash, we’ll explore the complexities of collision and comprehensive coverage, examining what’s protected and what’s left out in the cold (or, more accurately, the parking …
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Car Accidents No Fault, Insurance Lapse
Car accident not at fault but insurance lapse is a tricky situation. You’re not responsible for the crash, but a lapse in your insurance coverage could create serious problems. This guide explores what happens when this happens, from understanding insurance lapses to navigating the legal and financial consequences. An insurance lapse, whether temporary or permanent, can leave you vulnerable in …
Read More »Whose Insurance Pays for a Car Accident?
Whose insurance pays for a car accident? This crucial question arises after any collision, demanding a clear understanding of insurance policies and accident responsibility. Different types of coverage, from liability to collision, play a role in determining who foots the bill. Understanding the nuances of fault assignment, the claims process, and the potential involvement of multiple insurance companies is essential …
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